foreclosure

1309 Honeyhouse Lane Corvallis MT 59828

Sold-2

Just Listed 1309 Honeyhouse in Corvallis MT

 

HUD homes sold ”as-is”. Very large home on over 5 acres with 4 bedrooms and 2 full baths. There is a detached garage, a shed/chicken coop and the yard is partially fenced.

The large kitchen has an island and still room for a table or just adjacent is the sun room which has windows on three sides making an inviting dining room. A gas fireplace in the living room adds that cozy touch.
Three bedrooms and a full bath on the side split up and another full bath bedroom and family-room on the side split down.The lower basement has a laundry room, rec room, storage room and utilities.

Buyers and their agents have a responsibility to check data supplied (from CAMA) to their own satisfaction. Information deemed reliable but not guaranteed.Please see HUDhomestore.com or
MMREM.com for more information

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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890 Hidden Valley S., Stevensville

SOLD

 890 Hidden Valley South Stevensville


Cute raised ranch on 5.62 acres. This home while compact is well appointed. The open
space kitchen, dining and living area allows for the most useable space in all three areas. A wooden deck is just off the dining area and the bright sliding doors provide a view of the rolling hills, trees, backyard and the fenced vegetable garden.

While the large living room windows in the front give a majestic view of the mountain scape provided by the Bitterroots in the distance there is also a delightful view of a small creek with wildlife where with patience you can see Great Blue Herons. Each of the bedrooms also have great views.The master bedroom has an adjoining door to the main level bath.

Downstairs are very large bright rooms in the front with a set of wooden french doors separating the two large rooms. Adjacent are two large rooms that could be dens or offices. The one on the west end could be made into another bedroom if a egress window were added. The larger room is adjacent to the large full bathroom.Also on this level is the laundry room – utility room. The acreage is fenced and cross fenced.

The front yard holds the well and there is a frost free spigot at the fence along with an electrical outlet. Beyond that fence is a pole barn and the fences and property continues to the west and south. The double car garage attached has an exterior access door and a door that connects to the staircase so there is easy access to the main level and the basement level.

This is a HUD home Case # 311-220645. All HUD homes are sold “as is”. Owner Occupant offers only until opened 7/5/2015. If there is no winning offer owner occupant bids continue until 7/7/2015 then Investor offers.

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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120 Railroad St. Paradise MT

Sorry Sold!

New listing at  120 Railroad in Paradise Montana

$80,000.00 – 3 Bedrooms 1 1/2 baths, 2 fireplaces, single detached garage, full basement partially finished

“HUD homes are Sold As Is” Case #311-205648 Charming home with lots of open space and light. Large kitchen with separate dining area, full bathroom 2 bedrooms and living room make up the main floor. There is gas fireplace in the living room and another one in the master bedroom upstairs.

The basement has some finished areas, but the rest is waiting for the discerning eye to turn it into a treasure. There is a single detached garage with alley access and a small shop area as well as a shed in the back yard. Chain link fence surrounds the home.

A beautiful bright sun porch is the full width of the house in front with views of the mountains beyond. At one time I am told the flower gardens and shrubs were a delight, with a green thumb and a little work they could be again.

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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180 Blake St. Victor MT

Sorry Sold!

Another new listing at 180 Blake St in Victor Montana


This is a HUD property and is “SOLD AS IS” Case# 311-214673. Very large home with easy access to Hwy 93 in Victor. Complete remodel in 2003.

Beautiful large country style kitchen with newer appliances, range, microwave, dishwasher and refrigerator, double stainless steel sinks. Huge timber archway to dining room and another to the living room. Main level bedroom and 3/4 bath. The laundry room has a rear exit and gas hot water heater. A gas
fireplace in the living room is a corner unit and there is a rock wall with exterior chimney for a wood burning stove. Large windows provide plenty of light to all of the downstairs rooms.

An additional full bathroom is off the living room. Staircase window keeps the area well lit during the day. Upstairs there is a very large family room with the gas line installed just waiting for the right gas heater/stove/fireplace. The master suite has it’s own balcony overlooking the backyard and the Sapphire mountains in the distance. The attached bathroom will need some work. There is also a third bedroom upstairs.

The large yard has a privacy fence in the front and north side. While the rear and east side has a chain link fence. The double car garage is over-sized with a wood burning stove and work bench. There are two sheds, one for the well accoutrements and the other has a cement floor and metal roof. A chicken coup completes the additions. There are two wells one for servicing the home and the other for irrigation and the garage. Alley access completes this home.

This is one you really need to see to appreciate. Please visit www.hudhomestore.com, www.mmrem.com to review the addendum and property condition report.

 

 

 

 

 

 

 

 

 

 

 

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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2314 147th Drive Corvallis MT

Sorry Sold!

2314 147th Drive in Corvallis MT

A Great 4 Bedroom 2 Bath Manufactured Home on 2+ acres


This mobile is in very good condition with lots of open space making it feel even larger than it already is. There is a skylight in the kitchen making the galley kitchen feel bright and warm. There is a small eating area, a large utility room with cabinets and one end of the kitchen and a large pantry in the middle. Tiled edges and back splashes give the kitchen a unique look with the light colored wood cabinets. Lots of area to store all of your utensils and there is even a small island.

A formal style dining room just off the kitchen is open to the living room. Both rooms take advantage of the vaulted ceiling again giving a spacious feel to them.

Three bedrooms and a bath are at one end from the living room and the master suite with a garden tub, windows and a separate shower on the other side.

The views of the Bitterroots are incredible out the front windows and from the front deck. In the back there is a covered patio and fruit trees and a shed with great views of the Sapphire mountains. What’s not to like? and at a great price!

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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New Listing 238 Sleepy Hollow Trail

Sorry Sold!

Stevensville MT Property

$190,000

3 bed, 2 bath, large kitchen, living room, family room, with 1976 square feet of living space, all on 1.57 acres

 

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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Updating or Withdrawing HUD Bids

How to Withdraw or Modify Bids on HUD

We have had many questions regarding bids that need to be corrected or even withdrawn, so here is how to do it in bullet form that is concise and easy to follow, but there is also a video at the bottom if you prefer seeing how to do it.

Begin from http://HUDhomestore.com

  1.  Begin by logging in with your user name and password from the button on the top right corner
  2. After login click on Bidder Functions button again top right corner
  3. Locate the bid by filling in any of the fields in the information bar, such as the
    1. Confirmation #
    2. Property Case #
    3. Purchaser Last Name
    4. Status
  4. A summary line is shown for each open bid
  5. Click on the confirmation number
  6. Bid Details page opens
  7. If the bid has not reached the bid open date you will have the option to withdraw or modify your bid
    1. If you are passed the open date you will have to contact the asset manager on your confirmation email
  8. To Modify:
    1. The bid submission screen appears offering you an opportunity to edit the purchase information
    2. Edit as needed
    3. then click continue
    4. A message displays asking you to reconfirm
    5. Click Check Box and Confirm Button at bottom of page
    6. You will be given a new confirmation number, which you can print or save from the print Bid acknowledgement link
  9. To Withdraw
    1. Click on the Confirmation Number and then the Withdraw button on the bottom of the page
    2. a Warning is displayed that the bid is not yet withdrawn
    3. Scroll to bottom, read and accept the acknowledgement
    4. Click Withdraw This Bid
    5. A message displays noting successful withdrawing of the bid
    6. You will be given a new confirmation #, print or save using the Print Bid Acknowledgement link
    7. Click home to Exit

    That is all there is to it.  If you are more visual here is a video to walk you through the process


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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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How To Place A Bid On A HUD Home

 

US Department of Housing & Urban DevelopmentFirst Lady Michelle Obama addresses the staff ...

When a HUD Home becomes available for sale, it is listed on HUD Home Store (and usually on the Multiple Listing Service). Any real estate broker who is properly registered with HUD may submit contracts for purchase. Brokers are used because of their expertise in the local residential real estate market and because HUD does not have sufficient staff to show properties to prospective buyers or to assist in those other aspects of home buying normally handled by brokers.

Before FHA properties are publically listed for sale, they are first evaluated to ascertain if they qualify for direct, exclusive sale to units of local government and FHA-approved nonprofit organizations. Generally, these properties are located in designated Revitalization Areas.

FHA REO properties that are not sold under any special programs are listed on HUD Home Store and offered on an exclusive, priority basis to owner occupant purchasers (people who are buying the home as their primary residence). Following the Exclusive Sales Period, unsold properties are then made available for purchase to all interested buyers, including investors, under the Extended Sales Period.

The following is a video to help you understand the process in bidding on a HUD home. Anyone can view all of the listed HUD homes in America at the HUDHomestore.com but only licensed real estate professionals can place a bid on these homes.

Please go to http://HUDHomestore.com to view homes listed for sale and to post bids.

 

 

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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4515 23rd Ave Missoula MT

Sorry Sold!

Just Listed at $190,000

This property is on the corner of 23rd Ave and 42nd Ave in Missoula. Great Location, great views of the mountains, close to the schools, shopping, restaurants and entertainment. It has 3 bedrooms, 2 baths on the main level with another bath in the lower level. The lower level is a walkout to the cement pool. Single car garage, tuck under and decks on 2 1/2 sides of the house. Chain link privacy fencing in the back yard. This is a Must See!.

 

Case Number 311-193268, “HUD homes are Sold As Is” visit the HUD Home Store at www.HudHomeStore.com for more information on bidding and additional addendums. Also visit www.mmrem.com This home is a spacious raised ranch made for entertaining with its wrap around decks on 2 ½ sides overlooking the in-ground pool. There is a bright sunny kitchen even on dull days, compact but with everything right where you need it. One of the great finishing details is the wall oven in the rock wall beside the telephone nook. The dining room, just steps away, has windows on two sides with enough room for a dining room suite. This room opens onto the decks down to the pool and also overlooks the sunken living room. A beautiful stone fireplace featured in this room is just waiting for a gas insert to bring it back to the warmth it once radiated. The main level features three bedrooms with built ins, a main full bathroom and an ensuite ¾ bath in the master bedroom. While the basement features another bathroom, a large office or den, and a recreation room with a fireplace and a walkout to the pool area. The yard has a chain link privacy fence surrounding the back and pool area.

 

Brokers with a valid NAID number can submit bids on this house at www.hudhomestore.com. Otherwise the listing agents can submit a bid for you with their NAID on behalf of the buyer’s agent. Property sold “As Is” also see www.mmrem.com

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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Finally Some Good News For Those Who Have Had A Foreclosure

Logo of the Federal Housing Administration.
Logo of the Federal Housing Administration. (Photo credit: Wikipedia)

Finally, someone in Washington is recognizing that the vast majority of homeowners hit with this housing foreclosure/short sale crisis were the victims in all of this. Yes they defaulted on their payments, but almost always there were extenuating circumstances.  More often than not they were sold a loan that the lender knew was the wrong product but sold it anyway and when anything when financially wrong – health, job, divorce even death – they were in trouble.

I am glad to see that they will allow those that re-establish their credit scores can re-apply for homeownership after 12 months.

The Federal Housing Administration (FHA) is allowing borrowers who went through a bankruptcy, foreclosure, deed-in-lieu, or short sale to reenter the market in as little as 12 months, according to a mortgage letter released Friday.


 

Borrowers who experienced a foreclosure must wait at least three years before getting a chance to get approved for an FHA loan, but with the new guideline, certain borrowers who lost their home as a result of an economic hardship may be considered even earlier.

For borrowers who went through recession-related financial event, FHA stated it realizes “their credit histories may not fully reflect their true ability or propensity to repay a mortgage.”

In order to be eligible for the more lenient approval process, provided documents must show “certain credit impairments” were from loss of employment or loss of income that was beyond their control. The lender also needs to verify the income loss was at least 20 percent for a period lasting for at least six months.

Additionally, borrowers must demonstrate they have fully recovered from the event that caused the hardship and complete housing counseling.

Transunion Credit Score
Transunion Credit Score (Photo credit: i am real estate photographer)

According to the letter, recovery from an economic event involves reestablishing “satisfactory credit” for at least 12 months. Criteria for satisfactory credit include 12 months of good payment history on payments such as a mortgage, rent, or credit account.

The new guidance is for case numbers assigned on or after August 15, 2013, and is effective through September 30, 2016.

 

 

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© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc ®. Equal Housing Opportunity. Privacy Policy Sherry Fields 1020 South Ave. W., Missoula, MT 59801 | Phone: (406) 207-8448 | Email: Sherry.Fields@bhhsmt.com
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